Alliance Medicare RX Prescription Plan for Michigan Medicare Beneficiaries

Alliance Medicare RX (PDP) Prescription Medication Plan by Alliance Medicare Rx for Michigan Seniors with Medicare Benefits.
Overall Plan Rating:This Medicare drug plan has an average rating of 2.5
Monthly Premium:
$49.00
Pharmacy Co-Pay:$175.00
Coverage Limit (ICL):$2,970.00
Pharmacy Mail Order:Yes
Gap Coverage:No Gap Coverage
Low Income Subsidy:No
Medicare Formulary:3139
PDP ID No:S3440-001
Plan Year:2013
Approved by CMS for: MI Residents
Rx Plan Type:Regional
Est. Regional Members:1228
THIS IS ARCHIVE DATA, NOT A CURRENT YEAR PAGE.

2018 Medicare Prescription Medication Plan Overview

Healthy Michigan Medicare Part D Plan: Alliance Medicare RX (PDP) S3440-001Alliance Medicare RX (PDP) is an approved Medicare Prescription Drug Plan (Part D) for Michigan seniors.

The annual premium is $588.00 ($49.00 monthly), and it carries a $175.00 deductible on all prescribed medications. For 2013, the maximum Part D deductible is $325. It goes up a little each year. It went up $5 from last year.

The Alliance Medicare Rx formulary ID for this plan is 00012098, and it features 3139 FDA approved medications.

For all Michigan seniors with Medicare benefits, there are two conditions that can change the amount you pay for your plan. The first is quailfying for the Extra Help program, which lowers your premium. The second is the opposite: if a premium penalty has been imposed on you for not enrolling right away at age 65 open enrollment, then your premium will be marginally higher.

Below are a few plans that are comparable to Alliance Medicare RX:

Alliance Medicare RX Initial Coverage

In the ICP (Initial Coverage Phase) the cost of your prescriptions is shared with your insurance company. You and the carrier each pay your share (as determined by the plan) until you reach the Initial Coverage Limit (ICL). In 2013, the ICL is $2,970 and this number changes each year. This plan has a deductible that you must pay before ICP cost-sharing ICP begins.

Each prescription medication is put into a tier within each Medicare Part D plan's drug formulary. Different tiers have different levels of cost-sharing. It's important to note that these tiers are not completely standardiszed and your prescriptions may be found in different tiers on differnt plans. This is why we provide access to all Part D plans' drug formularies, so you can compare what the cost is for your prescription drugs for different Part D plasn in your area.

The pharmacy co-pay with the Alliance Medicare RX (PDP) plan in Michigan is tiered as follows:

Tier  Co-Pay AmountMedications in Tier
1$5.00391 Preferred Generics
2$15.001575 Non-Preferred Generics
3$45.00727 Preferred Brands
428%334 Non-Preferred Brands
528%112 Specialty Medications

The Initial Coverage Limit (ICL) is $2,970.00. This prescription plan does not qualify for the $0 LIS premium.

Alliance Medicare RX (PDP) 2013 Coverage Gap

The Coverage Gap (aka, "Donut Hole") is the coverage phase where you must pay all of your medication costs. Some plans provide donut hole coverage, and if you think that your drug costs will be high enough to get to this level, you should consider a plan with donut hole coverage. You can learn more about costs in the donut hole by reading What is the Medicare Part D Donut Hole? How long it will take you to reach the donut hole with the Alliance Medicare RX (PDP) plan depends on your specific prescriptions.

The Gap Coverage with this policy: You must pay the $3727.50.

Plan Members

Nationwide, the number of seniors using the Alliance Medicare RX policy is 1,228. In region 13 (your region) there are approximately 1,228 people with this policy (based on 2011 CMS statistics).

More Information About Alliance Medicare Rx

Alliance Medicare Rx is a product of Health Alliance Plan of Michigan.

The summary (overall) rating for this plan is 2.5 out of 5 based on reviews from 1228 user ratings from the previous year. For more information about the review process, visit http://cms.gov.

Michigan Medicare Part D Plans

 
MedicareBenefits.us is not associated with the federal government. All plan information provided on this site is collected from public sources (e.g., cms.gov, carrier's website, plan brochures, etc.). Rates shown are for comparison purpose only. Contact your Medicare agent or Medicare.gov for a binding quote.