United American - Select Prescription Plan for Wisconsin Medicare Beneficiaries

United American - Select (PDP) Prescription Medication Plan by United American Insurance Company for Wisconsin Seniors with Medicare Benefits.
Overall Plan Rating:This Medicare drug plan has an average rating of 2.5
Monthly Premium:
$39.00
Pharmacy Co-Pay:$325.00
Coverage Limit (ICL):$2,970.00
Pharmacy Mail Order:Yes
Gap Coverage:No Gap Coverage
Low Income Subsidy:Yes
Medicare Formulary:2991
PDP ID No:S5755-087
Plan Year:2013
Approved by CMS for: WI Residents
Rx Plan Type:National
Est. Regional Members:1873
THIS IS ARCHIVE DATA, NOT A CURRENT YEAR PAGE.

2018 Medicare Prescription Medication Plan Overview

Healthy Wisconsin Medicare Part D Plan: United American - Select (PDP) S5755-087United American - Select (PDP) is an approved Medicare Prescription Drug Plan (Part D) for Wisconsin seniors.

The annual premium is $468.00 ($39.00 monthly), and it carries a $325.00 deductible on all prescribed medications. For 2013, the maximum Part D deductible is $325. It goes up a little each year. It went up $5 from last year.

The United American Insurance Company formulary ID for this plan is 00012403, and it features 2991 FDA approved medications.

For all Wisconsin seniors with Medicare benefits, there are two conditions that can change the amount you pay for your plan. The first is quailfying for the Extra Help program, which lowers your premium. The second is the opposite: if a premium penalty has been imposed on you for not enrolling right away at age 65 open enrollment, then your premium will be marginally higher.

Below are a few plans that are comparable to United American - Select:

United American - Select Initial Coverage

In the ICP (Initial Coverage Phase) the cost of your prescriptions is shared with your insurance company. You and the carrier each pay your share (as determined by the plan) until you reach the Initial Coverage Limit (ICL). In 2013, the ICL is $2,970 and this number changes each year. This plan has a deductible that you must pay before ICP cost-sharing ICP begins.

Each prescription medication is put into a tier within each Medicare Part D plan's drug formulary. Different tiers have different levels of cost-sharing. It's important to note that these tiers are not completely standardiszed and your prescriptions may be found in different tiers on differnt plans. This is why we provide access to all Part D plans' drug formularies, so you can compare what the cost is for your prescription drugs for different Part D plasn in your area.

The pharmacy co-pay with the United American - Select (PDP) plan in Wisconsin is tiered as follows:

Tier  Co-Pay AmountMedications in Tier
1$2.00172 Preferred Generics
2$8.001613 Non-Preferred Generics
3$45.00817 Preferred Brands
4$95.00199 Non-Preferred Brands
525%190 Specialty Medications

The Initial Coverage Limit (ICL) is $2,970.00. This drug plan offers the full LIS benefit ($0.00 monthly premium) for seniors with Medicare benefits.

United American - Select (PDP) 2013 Coverage Gap

The Coverage Gap (aka, "Donut Hole") is the coverage phase where you must pay all of your medication costs. Some plans provide donut hole coverage, and if you think that your drug costs will be high enough to get to this level, you should consider a plan with donut hole coverage. You can learn more about costs in the donut hole by reading What is the Medicare Part D Donut Hole? How long it will take you to reach the donut hole with the United American - Select (PDP) plan depends on your specific prescriptions.

The Gap Coverage with this policy: You must pay the $3727.50.

Plan Members

Nationwide, the number of seniors using the United American - Select policy is 96,596. In region 16 (your region) there are approximately 1,873 people with this policy (based on 2011 CMS statistics).

More Information About United American Insurance Company

United American opened its doors in 1947 to provide life, health, and accident coverage to individuals in Texas. Today, UA operates in 49 states, the District of Columbia, and Canada. The Company has more than 800 people in the Home Office working to ensure our customers receive outstanding products, service, and support every day.

When Medicare was signed into law in 1966, the Company made the decision to focus its attention on the individual health market with an emphasis on Seniors. This foresight paid off, and as Senior health plans took a more prominent position in UA's product line, they gained recognition as one of the nation's leading writers of individual Medicare Supplements.

The summary (overall) rating for this plan is 2.5 out of 5 based on reviews from 1873 user ratings from the previous year. For more information about the review process, visit http://cms.gov.

Wisconsin Medicare Part D Plans

 
MedicareBenefits.us is not associated with the federal government. All plan information provided on this site is collected from public sources (e.g., cms.gov, carrier's website, plan brochures, etc.). Rates shown are for comparison purpose only. Contact your Medicare agent or Medicare.gov for a binding quote.