BCBS of W New York - New York Medigap Plan

Blue Cross Blue Shield of Western NY (HealthNow New York Inc.) is licensed with the New York State Board of Insurance to sell Medicare Supplement (Medigap) policies to seniors with Medicare Benefits in New York. With an affordable monthly premium, Medicare Supplemental insurance plans provide senior's with coverage of the parts of hospital and doctor bills that are not covered by your Original Medicare Benefits. BCBS of W New York has provided Medicare Supplemental Health Insurance in New York for The carrier offers a range of standardized plans (see below). years and offers a range of Medigap plans for New York seniors. See plans offered below.

Medigap Plan A

Blue Cross Blue Shield of Western NY (HealthNow New York Inc.) provides Medicare Supplement Plan A to New York seniors with Medicare Benefits. It's a Community Rated based premium. We suggest comparing this company's Plan A rate with other carriers:

• Transamerica New York Medicare Supplements
• UnitedHealthcare New York Medicare Supplements
• United American New York Medicare Supplements

Medigap Plan B

YMedicare Supplement Plan B is available from Blue Cross Blue Shield of Western NY (HealthNow New York Inc.) in New York. They use the Community Rated cost method to calculate their monthly rates. Compare premiums with these carriers:

• Transamerica New York Medicare Supplements
• UnitedHealthcare New York Medicare Supplements
• Humana New York Medicare Supplements

Medigap Plan C

Blue Cross Blue Shield of Western NY (HealthNow New York Inc.) offers Medicare Supplement Plan C in New York. The monthly premium on Plan C is calculated using the Community Rated cost method. Here are a few other companies with good rates:

• Transamerica New York Medicare Supplements
• UnitedHealthcare New York Medicare Supplements
• Humana New York Medicare Supplements

Medigap Plan F

Plan F is the most purchased Medicare supplement in New York. It covers 100% of the approved expenses that your Original Medicare does not pay (approximately 20%). Compare Blue Cross Blue Shield of Western NY (HealthNow New York Inc.) to other plans:

• Transamerica New York Medicare Supplements
• UnitedHealthcare New York Medicare Supplements
• Humana New York Medicare Supplements

Medigap Plan M

Plan M is a good plan for a beneficiary on a budget. With all Plan M providers, including Blue Cross Blue Shield of Western NY (HealthNow New York Inc.), it only pays 50% of your Medicare Part A. You pay the Part B deductible and Part B excess charges. This plan is not offered by many carriers, so be sure to compare premiums with these carriers:

• Transamerica New York Medicare Supplements
• Mutual of Omaha New York Medicare Supplements

Medigap Plan N

Medicare Supplement Plan N provides basic coverage benefits and also covers the Medicare Part A deductible. The Part B deductible and the Part B excess charges are your responsibility, as well as a $20 co-pay for each visit to the doctor and up to $50 for each emergency room visit. Compare the premium of Blue Cross Blue Shield of Western NY (HealthNow New York Inc.) to other insurance companies:

• UnitedHealthcare New York Medicare Supplements
• Transamerica New York Medicare Supplements
• United American New York Medicare Supplements