Medicare Advantage Plans in Alaska 2026
Last reviewed: June 2026 · Data sourced from CMS.gov
Alaska has one of the smallest Medicare Advantage markets in the country. With a sparse population spread across a vast geography, most areas see only one or two plan options, and some have none at all. Anchorage has the broadest selection, but even there the market is limited compared to the lower 48.
Plan availability varies by county. Enter your ZIP code to see the exact plans, premiums, and coverage available where you live in Alaska.
Rural Coverage Note
Parts of Alaska have limited Medicare Advantage plan availability. If you live in a rural county, you may find fewer plans or smaller provider networks. Comparing your options alongside Medicare Supplement plans is worth doing before you decide.
What to Look for in a Alaska Medicare Advantage Plan
- ✓ Whether your current doctors and specialists are in-network
- ✓ Drug formulary — does it cover your prescriptions at a reasonable cost?
- ✓ Monthly premium and annual out-of-pocket maximum
- ✓ Extra benefits: dental, vision, hearing, fitness programs
- ✓ Star rating — CMS rates plans from 1 to 5 stars based on quality and member experience
- ✓ HMO vs. PPO — HMOs require referrals and restrict out-of-network care; PPOs are more flexible
2026 Medicare Advantage Costs in Alaska
| Cost | Typical Range |
|---|---|
| Monthly premium | $0 to $50 (many plans at $0) |
| Annual out-of-pocket maximum | Up to $9,350 in-network (2026 CMS limit) |
| Primary care visit copay | $0 to $20 typical |
| Specialist visit copay | $20 to $50 typical |
| Inpatient hospital stay | $250 to $350/day for first few days (varies by plan) |
| Part B premium (always required) | $202.90/month standard (2026) |
Medicare Advantage vs. Medigap in Alaska
Alaska residents outside Anchorage often find Medigap the only practical option for supplemental coverage. Medicare Advantage provider networks are limited, and Medigap lets you see any Medicare-accepting provider anywhere in the country.