Free Medicare Counseling — SHIP Program

Reviewed by Galit Sacajiu MD, MPH

The State Health Insurance Assistance Program (SHIP) is a free service that provides personalized Medicare counseling to beneficiaries and their families — at no cost, with no sales pressure.

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100% Free

Funded by the federal government. No cost to you.

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No Sales Pitch

SHIP counselors do not sell insurance and receive no commissions.

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Personalized Help

One-on-one counseling tailored to your specific situation.

What SHIP Can Help You With

✓ Understanding Original Medicare (Parts A & B) benefits and costs
✓ Comparing Medicare Advantage and Medicare Supplement plans
✓ Reviewing your Part D prescription drug coverage
✓ Understanding your Medicare rights and protections
✓ Filing Medicare claims and appeals
✓ Identifying programs to help pay for Medicare costs (Extra Help, Medicare Savings Programs)
✓ Detecting and reporting Medicare fraud and abuse

Find Your Local SHIP Office

Every state has a SHIP program. Visit the official SHIP national website to find counseling in your area.

Find SHIP in My State →

shiphelp.org · Official U.S. government SHIP resource

Note: MedicareBenefits.us is not affiliated with the SHIP program or the federal government. We link to official SHIP resources for your convenience.