Medicare Advantage Plans in Connecticut 2026
Last reviewed: June 2026 · Data sourced from CMS.gov
Connecticut has a mature Medicare Advantage market. The Hartford and New Haven metro areas have the most competitive plan selection. ConnectiCare, Anthem, and UnitedHealthcare are major players. The state's compact geography means most residents have access to a reasonable number of plans.
roughly 42%
of beneficiaries in Advantage plans
about 660,000
total Medicare beneficiaries
$0–$50
typical monthly premium range
Plan availability varies by county. Enter your ZIP code to see the exact plans, premiums, and coverage available where you live in Connecticut.
What to Look for in a Connecticut Medicare Advantage Plan
- ✓ Whether your current doctors and specialists are in-network
- ✓ Drug formulary — does it cover your prescriptions at a reasonable cost?
- ✓ Monthly premium and annual out-of-pocket maximum
- ✓ Extra benefits: dental, vision, hearing, fitness programs
- ✓ Star rating — CMS rates plans from 1 to 5 stars based on quality and member experience
- ✓ HMO vs. PPO — HMOs require referrals and restrict out-of-network care; PPOs are more flexible
2026 Medicare Advantage Costs in Connecticut
| Cost | Typical Range |
|---|---|
| Monthly premium | $0 to $50 (many plans at $0) |
| Annual out-of-pocket maximum | Up to $9,350 in-network (2026 CMS limit) |
| Primary care visit copay | $0 to $20 typical |
| Specialist visit copay | $20 to $50 typical |
| Inpatient hospital stay | $250 to $350/day for first few days (varies by plan) |
| Part B premium (always required) | $202.90/month standard (2026) |
Medicare Advantage vs. Medigap in Connecticut
Connecticut offers year-round guaranteed issue for Medigap plans for people 65 and older, meaning insurers cannot deny coverage based on your health history. This is a significant protection that does not exist in most states.
Data note: Plan information is sourced from the U.S. Centers for Medicare and Medicaid Services (CMS). Premiums, coverage, and plan availability change annually. Contact a licensed Medicare agent or visit Medicare.gov for current, binding quotes.