UnitedHealthcare - Vermont Medigap Plan

AARP HealthCare Options (United Healthcare Insurance Company) is licensed with the Vermont State Board of Insurance to sell Medicare Supplement (Medigap) policies to seniors with Medicare Benefits in Vermont. With an affordable monthly premium, Medicare Supplemental insurance plans provide senior's with coverage of the parts of hospital and doctor bills that are not covered by your Original Medicare Benefits. UnitedHealthcare has provided Medicare Supplemental Health Insurance in Vermont for 14 years and offers a range of Medigap plans for Vermont seniors. See plans offered below. UnitedHealthcare received an A rating from A.M. Best Company, the leading provider of credit ratings and financial data for the insurance industry.

Medigap Plan A

AARP HealthCare Options (United Healthcare Insurance Company) provides Medicare Supplement Plan A to Vermont seniors with Medicare Benefits. It's a Community Rated based premium. We suggest comparing this company's Plan A rate with other carriers:

• Mutual of Omaha Vermont Medicare Supplements
• Genworth Life Vermont Medicare Supplements
• Globe Life Vermont Medicare Supplements

Medigap Plan B

YMedicare Supplement Plan B is available from AARP HealthCare Options (United Healthcare Insurance Company) in Vermont. They use the Community Rated cost method to calculate their monthly rates. Compare premiums with these carriers:

• Genworth Life Vermont Medicare Supplements
• Globe Life Vermont Medicare Supplements
• Humana Vermont Medicare Supplements

Medigap Plan C

AARP HealthCare Options (United Healthcare Insurance Company) offers Medicare Supplement Plan C in Vermont. The monthly premium on Plan C is calculated using the Community Rated cost method. Here are a few other companies with good rates:

• Genworth Life Vermont Medicare Supplements
• GPM Life Vermont Medicare Supplements
• Humana Vermont Medicare Supplements

Medigap Plan F

Plan F is the most purchased Medicare supplement in Vermont. It covers 100% of the approved expenses that your Original Medicare does not pay (approximately 20%). Compare AARP HealthCare Options (United Healthcare Insurance Company) to other plans:

• GPM Life Vermont Medicare Supplements
• Humana Vermont Medicare Supplements
• Mutual of Omaha Vermont Medicare Supplements

Medigap Plan K

With Plan K, there is up to $4,660 in out-of-pocket costs. Plan K is offered by AARP HealthCare Options (United Healthcare Insurance Company) in Vermont. Premiums for a Plan K can vary. Compare prices with these carriers:

• Humana Vermont Medicare Supplements
• Humana Vermont Medicare Supplements

Medigap Plan L

Medicare Supplement Plan L covers basic benefits and 75% of deductibles, skilled nursing care and blood. You are required to pay the Medicare Part B excess charges, and the plan does not offer coverage when you travel outside of the United States. The maximum out of pocket limit for Plan L is $2,330 (2012 limit). Compare AARP HealthCare Options (United Healthcare Insurance Company)'s Plan L with the premiums from these carriers:

• Humana Vermont Medicare Supplements

Medigap Plan M

Plan M is a good plan for a beneficiary on a budget. With all Plan M providers, including AARP HealthCare Options (United Healthcare Insurance Company), it only pays 50% of your Medicare Part A. You pay the Part B deductible and Part B excess charges. This plan is not offered by many carriers, so be sure to compare premiums with these carriers:

• Genworth Life Vermont Medicare Supplements
• GPM Life Vermont Medicare Supplements
• United American Vermont Medicare Supplements