Medigap protections — or guaranteed issue rights — are rules that require insurance companies to sell you Gap insurance coverage even if you have pre-existing medical conditions. As a general rule you have about 60 calendar days to join a new gap insurance company after you had to drop a previous coverage. Below we have provided the details of seven different case scenarios that give you the right to buy a gap insurance and to be covered for past or present health problems, according to the Medicare website.
You can also call or go online to your State Health Insurance Assistance Program (SHIP) to learn more about the administered laws and protected rights for attaining Gap insurance coverage in your state.