The following are the five choices you have when deciding on the type of coverage as a Medicare recipient: Original Medicare Medicare Advantage Plan Original Medicare+ Supplemental (Gap) Insurance Original Medicare+ Prescription Drug Plan Original Medicare+ Supplemental (Gap) Insurance + Prescription Drug Plan Here’s another way to look at it:   Original Medicare (Medicare Part [...]

Health insurance exchanges will change the way people buy coverage and will help millions of uninsured people get a private plan. Nearly 49 million people are uninsured in the United States, but the numbers vary dramatically by state. Exchanges will be the most visible part of President Barack Obama’s health care overhaul law in everyday [...]

Have you ever walked out of a hospital visit with a smile only to look at the medical bill and frown? New data shows that you’re not the only one, and there are some interesting imbalances tilting against you in regards to health care billing and Medicare reimbursements. This data, regarding more than 3,000 hospitals [...]

According to a study in a  Journal of the American Medical Association (JAMA)  article from 2012, over 30% of adult older than 65 years sensorineural hearing loss, also called presbycusis and as many as 70% of those older than 85 years found to have it (Ann R. Punnoose, MD; Cassio Lynm, MA; and Robert M. [...]

Medigap protections — or guaranteed issue rights — are rules that require insurance companies to sell you Gap insurance coverage even if you have pre-existing medical conditions. As a general rule you have about 60 calendar days to join a new gap insurance company after you had to drop a previous coverage. Below we have [...]